e-Chama

In investing, what is comfortable is rarely profitable.
Robert Arnott
Coming together is a beginning, staying together is progress, and working together is success
Henry Ford

Who we are

e-chama is an economic empowerment product developed by Save A Life Missions to enhance financial inclusion in Kenya by eliminating barriers to access to finance. Save A Life missions being a social enterprise; focuses on promoting the well being of members - uniquely designing products and services purposed to enhance livelihoods. e-Chama renews the African socialism spirit in this era of technology; enabling us to work together to bring highest value to members through the power of social capital.

Just like traditional chamas; e-Chama allows members to make financial contributions to as well as receive contributions from members based on set rules and regulations. Benefits include earning from chama contributions, affordable loans, facilitation of NHIF payments for members and much more.

The system is very transparent - e-Chama delivers the promise!!

Benefits of being a member of e-Chama

Flexible savings plans.
Affordable loans at 10% only - no collateral!
Borrow up to three times your savings after 3 months.
Flexible loan repayment periods between 1-9 months.
You can withdraw your savings after 6 months without penalty.
Receive 50% of interest paid on any member's loan you guarantee.
Earn bonuses on your e-Chama members activities on our platform.

The opportunity

E-Chama has three business plans - Bronze, Silver and Gold that allows members to save, borrow and earn. Dial *483*055# or click here to get started.

Business plans

Members have the advantage of building more than one business plan at the same time by registering different accounts for each plan. All payments are done through our Paybill number - 4044265. Do not send money directly to any member's M-Pesa number, all processes are automated.

Bronze Plan

Ksh.1,000

Once off investment of Ksh. 1,000

Silver Plan

Ksh.2,000

Once off investment of Ksh. 2,000

Gold Plan

Ksh.3,000

Once off investment of Ksh. 3,000

Why should you enroll now?

Earn daily IF your team is active.

Very transparent, you manage your own teams and account.

Affordable loans at 10% only - no collateral!

Earn a 50% of interest paid on loans you guarantee.

Simple entry requirements and easy to grow business plans.

Facilitation of NHIF payment for all members who have no health insurance plan.

Even without internet you can manage your chamas at the comfort of your home via our USSD - *483*055#.

Highlights

Introduction bonus can be instantly accessed by transferring the amount from your e-wallet to your M-pesa account.
Members access teams' contributions immediately their NHIF plan has been paid (for members without medical insurance), and paid chama contributions for a particular level.
Members continue to support their e-chamas (success teams) by registering new members. This is not a wasted effort because:
- The member earns introduction bonus for every registration.
- The member earns from his/her e-Chama members' contributions.

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